Director, Community Development
call 203-776-5978 x1123
Down Payment Assistance
The Town of Hamden Office of Housing and Neighborhood Development offers applications for a First-Time Homebuyer Down Payment Assistance Grant. The program is designed to assist low and moderate income first-time homebuyers with the purchase of their first home. Qualified applicants can receive up to $5,000 in matching funds to help with their down payment.
Frequently Asked Questions about the Downpayment Assistance Program
Q: Is this a grant or a loan? Will I have to pay any money back?
Q: How do I know if I qualify for this program?
A: There are income guidelines which the applicant has to meet. The applicant must be current on all taxes including motor vehicles registered in the Town of Hamden.
Q: Can I purchase a home anywhere in town?
A: The Grant is a Community Development Block Grant therefore the home would need to be purchase in one of the three (3) designated target areas. Census Tract #1655 - Highwood, Census Tract # 1656 - Hamden Plains, and the State Street Neighborhood Revitalization Zone. A listing of specific street is included with the program guidelines and application.
Q: Will the Office of Housing and Neighborhood Development help me find a home?
A: No, you will need to contact a real estate agent to assist in finding a home. If you do not already have a real estate agent, your mortgage lender may be able to recommend one.
Q: Can I purchase any type of home?
A: To qualify for the program you must purchase a detached single family or two to four-family dwelling. Investment properties are not eligible for assistance.
Q: Do I need to be a Hamden resident to apply?
Q: When looking at houses, is there anything I specific I should consider?
Q: How can I find out more information and/or get an application for the Hamden First-Time Homeownership Down Payment Assistance Program?
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